Finance Your New Heating and Air Conditioning System

Arctic Heating and Cooling, your trusted HVAC company serving Central New Jersey’s residential and commercial heating and AC needs, is here for you. Our certified technicians excel in fast, professional, and affordable installation, repair, and maintenance of your heating or cooling equipment. We proudly offer HVAC financing options through our partnership with NEIF, providing approved credit access to funds needed for HVAC upgrades, repairs, and maintenance.

HVAC Financing for a New Carrier HVAC System

Explore financing solutions with Carrier and NEIF to cover the costs of installing or replacing heating and air conditioning systems. Recognizing that not everyone has immediate funds for urgent HVAC repairs or upgrades, HVAC Financing allows you to make convenient payments over time. Say goodbye to compromising indoor air quality due to financial constraints, and avoid depleting your savings by accessing HVAC equipment and services through our flexible financing options.

National Energy Improvement Fund (NEIF)

As an Approved Contractor of the National Energy Improvement Fund (NEIF), the nation’s only Certified B Corp and US Department of Energy Home Improvement Expert lender, we provide transparent and trusted payment options. Our aim is to help customers “Go Greener, Affordably.”

At Arctic Heating and Cooling, our commitment goes beyond installing, replacing, repairing, or servicing your HVAC equipment – we actively seek financing opportunities for our clients. Take advantage of Carrier HVAC equipment discounts and flexible financing options from NEIF. These funds can be utilized to address costly repairs or upgrades to your HVAC equipment.


At Arctic Heating and Cooling, we do not stop at installing, replacing, repairing or servicing your HVAC equipment, but seek financing opportunities for our clients. We encourage our customers to take advantage of the Carrier HVAC equipment discounts, as well as flexible financing options from NEIF.

Call Arctic Heating and Cooling for all home heating and cooling needs.